Get personal primary care with Dr. Azfar Syed, with memberships starting at $149 a month. See your doctor at our Frisco office, connect by telemedicine, and explore the house-call options included in your plan.
$149
Monthly
ACCESS is $1,788 for 12 monthly payments – about $4.90 a day.
Your membership includes the primary care visits and access described in your plan.
You do not need health insurance to join Vanguard. Instead of paying separately for every included primary care visit, you pay a predictable membership fee. Whether membership saves you money depends on the care you use and what you would otherwise pay.
$612
less over a year
Illustration, not a promised saving. Suppose you need one primary care visit each month and would otherwise pay $200 per visit. Twelve visits would cost $2,400. ACCESS costs $1,788 for twelve months. If all twelve visits are included and suitable for Vanguard care, the difference is $612 for the year.
9 Visits / Year
$1,800 Elsewhere
At the same assumed $200 per visit, nine included visits in a year would cost $1,800 elsewhere. That is $12 more than a year of ACCESS.
12 Visits / Year
$612 Difference
At twelve visits, the illustrated difference rises to $612.
12 Visits / Year
If you only need four $200 visits in a year, paying per visit would cost $800, less than the $1,788 membership.
Visits must fit your plan’s monthly limits; unused visits are not assumed to carry over. Membership also provides ongoing physician access, but it will not reduce everyone’s spending.
You can also join Vanguard while keeping health insurance. Compare the membership fee with your actual out-of-pocket primary care costs and the value of direct physician access. Your insurance premium and charges for outside care do not disappear when you join.
Build a continuing relationship with Dr. Syed, discuss your health concerns, and get help coordinating next steps. Your plan explains visit allowances, house calls, after-hours access, and any additional costs.
Starting in 2026, qualifying direct primary care membership fees can be paid or reimbursed from an HSA. Eligibility depends on what the arrangement includes. Paying from an HSA and remaining eligible to make new HSA contributions are separate questions. Confirm your selected membership’s treatment before using HSA funds.
A TAX-SAVINGS ILLUSTRATION
$429.12
in potential annual federal income-tax savings
If ACCESS qualifies for HSA payment, you are eligible to make deductible HSA contributions, and your marginal federal income-tax rate is 24%, contributing and using $1,788 for a year of membership could reduce federal income tax by $429.12. That is an effective after-tax cost of $113.24 per month; the membership charge remains $149.
Illustrative federal income-tax calculation: $1,788 x 24% = $429.12. Assumes the contribution is within your permitted limit and fully deductible at that rate. No state or payroll-tax saving is assumed. An HSA withdrawal is not a new deduction, and the same expense cannot be reimbursed twice. This is not an additional automatic discount to combine with the uninsured example.
Existing HSA funds may still pay qualified expenses even if you no longer qualify to contribute. Being uninsured generally prevents new HSA contributions; it does not by itself erase an existing HSA balance. The membership must still qualify, and the expense must meet HSA reimbursement rules.
Explore your options or schedule a free 15-minute introductory call with Dr. Syed.
Memberships start at $199/mo. Visit www.vanguardphysicians.com to get started.
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The Highest Tier Of Concierge Medicine Available In DFW. Built For High Performers Who Want To Optimize Their Biology — Not Just Treat Disease.
